Loan pre-approval, payroll deduction, phone-a-loan solution, on line applications and competitive rates of interest make TFCU the area to invest in your entire automobile requirements.

New Automobile Financing function:

  • Repayment terms as much as 96 months
  • As much as 60 months, minimum loan $5,000
  • For 61 to 72 thirty days term, minimal loan is $10,000
  • For 73 to 84 thirty days term, minimal loan is $20,000
  • For 85 to 96 term that is month minimum loan is $30,000
  • To qualify as new, car needs to be present model 12 months or 1 previous model year, untitled (no past owner), with not as much as 5,000 miles. Relates to acquisitions from brand new automobile dealers just.
  • The financing that payday advances is maximum is likely to be dependant on the credit rating of this applicant.
  • The acquisition cost may maybe not surpass MSRP/NADA Retail plus sales taxation and warranty.
  • Cars with commercial plates can not be financed as being a customer New car finance.
  • TFCU will not fund brand new autos bought from dealers situated not in the 50 united states of america.
  • TFCU doesn’t fund automobile financing with rebuilt or salvaged titles.
  • TFCU will not fund automobiles bought at auction or from wholesale dealers as a consumer brand brand brand New car loan.
  • TFCU doesn’t fund cars for livery; must be use that is personal.
  • Warranty purchase available
  • GAP Insurance purchase available.
  • Minimal re payment “balloon” funding available – regards to 24, 36, 48, or 60 months and susceptible to ALG supply.

Used Automobile Loans function:

  • Repayment terms as much as 84 months
  • As much as 60 thirty days term, minimal loan is $5,000, maximum automobile age is 7 model years (including model year that is current
  • As much as 61 to 72 thirty days term, minimal loan is $10,000, optimum vehicle age is 4 model years (including present model 12 months)
  • As much as 73 to 84 thirty days term, minimal loan is $20,000, optimum vehicle age is 4 model years (including present model 12 months)
  • Minimal re re payment “balloon” funding available – regards to 24, 36, 48, or 60 months, at the mercy of car age limitations and ALG access.
  • Cars with commercial dishes can not be financed as a customer applied car loan.
  • TFCU will not fund utilized autos bought from dealers found outside the 50 united states of america.
  • TFCU will not fund automotive loans with rebuilt or salvaged titles.
  • TFCU does not fund automobiles bought at auction or from wholesale dealers as a customer applied car loan.
  • TFCU will not fund cars for livery; must be use that is personal.
  • Warranty purchase available
  • GAP Insurance purchase available.

Brand Brand Brand New and Used Car Refinances

  • Should have no less than two years staying in the term that is original.
  • Cannot surpass existing term of loan being refinanced
  • Brand brand brand New and utilized car prices apply, depending on report on name and initial purchase contract / loan contract.
  • The vehicle must be current or 1 prior model year old, have been purchased as new, and the refinance must be completed within 12 months of the original purchase date to qualify as a new auto refinance.
  • Maybe Not entitled to purchase or rates that are promotional
  • Cars with commercial dishes can not be refinanced as being a Consumer Auto Loan.
  • Automobiles with rebuilt or salvaged titles aren’t able to be refinanced as a Consumer Auto Loan.
  • TFCU doesn’t fund cars for livery; must be use that is personal.

To find out more, check out some of our conveniently found branches, or call (631) 698-7000, expansion 6790.

All prices and terms are subject to alter with no warning.

Featured Prices

New car, Trucks APR*
12 to 60 months 3.09%
61-72 months 3.49%
73-84 months 4.49%
85-96 months 4.99%

See All

*APR = Annual Percentage Rate. All prices are susceptible to alter without warning.

61-72 Mo. Minimal Loan $10,000 73-84 Mo. Minimal Loan $20,000 85-96 Mo. Minimal Loan $30,000

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